/* Rupp Baufinanzierung – Premium-Stylesheet
   Markenfarben aus dem Logo: Navy #000839 + Weiß. Champagner-Gold #B8935A als feiner Akzent (Linien, Zahlen, Auszeichnungen).
   Schriften lokal gehostet (DSGVO): Poppins (SIL OFL), Lora Italic nur für die Namens-Signatur. */
@font-face{font-family:"Poppins";src:url(../fonts/poppins-400.woff) format("woff");font-weight:400;font-display:swap}
@font-face{font-family:"Poppins";src:url(../fonts/poppins-500.woff) format("woff");font-weight:500 600;font-display:swap}
@font-face{font-family:"Poppins";src:url(../fonts/poppins-700.woff) format("woff");font-weight:700;font-display:swap}
@font-face{font-family:"Lora";src:url(../fonts/lora-italic.woff) format("woff");font-weight:400 700;font-style:italic;font-display:swap}

:root{
  --navy:#000839;
  --navy-2:#0d1a55;
  --navy-3:#1c2b72;
  --ink:#1b2140;
  --ink-soft:#575e7a;
  --surface:#f5f7fb;
  --surface-2:#eaeef7;
  --line:#dfe4ef;
  --gold:#b8935a;
  --gold-soft:#f4ede1;
  --white:#fff;
  --err:#b42318;
  --font:"Poppins",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
  --sig:"Lora",Georgia,"Times New Roman",serif;
  --wrap:1200px;
  --r:10px;
  --shadow:0 1px 2px rgba(0,8,57,.06),0 12px 32px -12px rgba(0,8,57,.18);
  color-scheme:light;
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:96px}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
body{margin:0;font-family:var(--font);font-size:1rem;line-height:1.75;color:var(--ink);background:var(--white);-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:var(--navy-3);text-underline-offset:3px}
a:hover{color:var(--navy)}
:focus-visible{outline:3px solid var(--gold);outline-offset:3px;border-radius:4px}
.skip{position:absolute;left:-999px;top:0;background:var(--navy);color:#fff;padding:.6rem 1rem;z-index:100}
.skip:focus{left:1rem}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 1.5rem}
.narrow{max-width:780px}

h1,h2,h3,h4{font-family:var(--font);color:var(--navy);margin:0 0 .55em;letter-spacing:-.02em}
h1{text-wrap:balance;font-size:clamp(2rem,4.2vw,3.25rem);line-height:1.12;font-weight:700}
h2{text-wrap:balance;font-size:clamp(1.6rem,2.8vw,2.25rem);line-height:1.2;font-weight:700}
h3{text-wrap:balance;font-size:1.18rem;line-height:1.35;font-weight:600;letter-spacing:-.01em}
p{margin:0 0 1em;max-width:66ch}
.lead{font-size:1.12rem;color:var(--ink-soft);line-height:1.7}
.fine{font-size:.82rem;color:var(--ink-soft);line-height:1.6}
.rule{display:block;width:48px;height:3px;background:var(--gold);border-radius:2px;margin:0 0 1.2rem}

/* Buttons */
.btn{display:inline-flex;align-items:center;gap:.6rem;font:600 .97rem/1.2 var(--font);padding:1rem 1.5rem;border-radius:999px;text-decoration:none;border:1.5px solid transparent;cursor:pointer;transition:background .2s,border-color .2s,color .2s;white-space:nowrap}
.btn svg{width:1.1em;height:1.1em;flex:none}
.btn-primary{background:var(--navy);color:#fff}
.btn-primary:hover{background:var(--navy-3);color:#fff}
.btn-gold{background:var(--gold);color:#fff}
.btn-gold:hover{background:#a07d47;color:#fff}
.btn-ghost{border-color:var(--line);color:var(--navy);background:#fff}
.btn-ghost:hover{border-color:var(--navy)}
.on-navy .btn-ghost{background:transparent;border-color:rgba(255,255,255,.35);color:#fff}
.on-navy .btn-ghost:hover{border-color:#fff;color:#fff}
.btn-row{display:flex;flex-wrap:wrap;gap:.75rem;margin-top:1.6rem}

/* Topbar + Header */
.topbar{background:var(--navy);color:#c5cbe3;font-size:.8rem}
.topbar .wrap{display:flex;justify-content:space-between;gap:1rem;padding-top:.45rem;padding-bottom:.45rem}
.topbar span{display:inline-flex;align-items:center;gap:.45rem}
.topbar svg{width:.95rem;height:.95rem;color:var(--gold)}
.topbar a{color:#fff;text-decoration:none}
@media (max-width:760px){.topbar .hide-s{display:none}.topbar .wrap{justify-content:center}}
.site-head{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:saturate(1.4) blur(10px);border-bottom:1px solid var(--line)}
.head-in{display:flex;align-items:center;justify-content:space-between;gap:1.5rem;min-height:78px}
.logo img{width:138px;height:auto}
.nav{display:flex;align-items:center;gap:1.9rem}
.nav a{color:var(--ink);text-decoration:none;font-weight:500;font-size:.95rem;white-space:nowrap;padding:.4rem 0;border-bottom:2px solid transparent}
.nav a:hover,.nav a[aria-current=page]{color:var(--navy);border-bottom-color:var(--gold)}
.head-call{display:flex;align-items:center;gap:1.1rem}
.head-phone{display:flex;align-items:center;gap:.6rem;color:var(--navy);text-decoration:none;font-weight:600;white-space:nowrap;font-size:.95rem}
.head-phone i{display:grid;place-items:center;width:2.3rem;height:2.3rem;border-radius:50%;background:var(--surface-2);color:var(--navy)}
.head-phone svg{width:1rem;height:1rem}
.head-phone small{display:block;font-size:.72rem;font-weight:400;color:var(--ink-soft);line-height:1.2}
.menu-btn{display:none;background:none;border:1.5px solid var(--line);border-radius:999px;padding:.45rem 1rem;font:600 .9rem var(--font);color:var(--navy);cursor:pointer}
@media (max-width:1140px){
  .nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;flex-direction:column;align-items:stretch;gap:0;border-bottom:1px solid var(--line);padding:.5rem 1.5rem 1rem;box-shadow:var(--shadow)}
  .nav.open{display:flex}
  .nav a{padding:.85rem 0;border-bottom:1px solid var(--surface-2)}
  .menu-btn{display:block}
  .head-call .btn{display:none}
}
@media (max-width:560px){.head-phone{display:none}.logo img{width:118px}}

/* Hero */
.hero{position:relative;background:#f6f8fc;overflow:hidden}
.hero-in{display:grid;grid-template-columns:1.05fr .95fr;gap:3.5rem;align-items:center;padding-top:4rem;padding-bottom:4.5rem}
.kicker{display:inline-flex;align-items:center;gap:.5rem;font-size:.85rem;font-weight:500;color:var(--navy);background:#fff;border:1px solid var(--line);padding:.35rem .9rem .35rem .45rem;border-radius:999px;margin-bottom:1.4rem}
.kicker b{display:grid;place-items:center;width:1.5rem;height:1.5rem;border-radius:50%;background:var(--gold-soft);color:var(--gold)}
.kicker svg{width:.85rem;height:.85rem}

/* Schnellstart wie bei den großen Vermittlern */
.quick{background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:var(--shadow);padding:1.4rem;margin-top:2rem;max-width:560px}
.quick p{margin:0 0 .9rem;font-weight:600;color:var(--navy)}
.quick-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:.6rem}
.quick a{display:flex;flex-direction:column;gap:.5rem;padding:1rem .9rem;border:1.5px solid var(--line);border-radius:var(--r);text-decoration:none;color:var(--navy);font-weight:600;font-size:.92rem;line-height:1.3;transition:border-color .2s,background .2s}
.quick a:hover{border-color:var(--navy);background:var(--surface)}
.quick a svg{width:1.6rem;height:1.6rem;color:var(--gold)}
.quick .alt{margin:1rem 0 0;font-size:.85rem;font-weight:400;color:var(--ink-soft)}
.quick .alt a{display:inline;padding:0;border:0;color:var(--navy);text-decoration:underline;font-size:inherit}
@media (max-width:480px){.quick-grid{grid-template-columns:1fr}.quick a{flex-direction:row;align-items:center}}

/* Signatur: Foto im Haus-Umriss + Goldlinie */
.portrait{position:relative;max-width:470px;justify-self:end;width:100%}

.portrait .house{position:relative;z-index:1;background:var(--navy);clip-path:polygon(0 22%,50% 0,100% 22%,100% 100%,0 100%);padding:0}
.portrait .outline svg{width:100%;height:100%;overflow:visible}
.portrait img{width:100%;position:relative}
.portrait picture{position:relative;z-index:1;display:block}

/* Visitenkarte */
.namecard{position:relative;z-index:2;margin:-4.5rem 0 0 -2.5rem;width:min(330px,92%);background:#fff;border-radius:14px;box-shadow:0 24px 48px -16px rgba(0,8,57,.35);padding:1.25rem 1.4rem 1.2rem;border-top:3px solid var(--gold)}
.namecard .sig{font-family:var(--sig);font-style:italic;font-weight:500;font-size:1.9rem;line-height:1.1;color:var(--navy);margin:0}
.namecard .role{margin:.35rem 0 .8rem;font-size:.88rem;color:var(--ink-soft);line-height:1.45}
.namecard ul{list-style:none;margin:0;padding:.8rem 0 0;border-top:1px solid var(--line);display:grid;gap:.35rem;font-size:.82rem;line-height:1.4}
.namecard li{display:flex;gap:.5rem;align-items:center;color:var(--ink)}
.namecard li svg{width:.95rem;height:.95rem;color:var(--gold);flex:none}
@media (max-width:900px){
  .hero-in{grid-template-columns:1fr;gap:3rem;padding-top:2.5rem}
  .portrait{justify-self:center;max-width:380px}
  .namecard{margin:-3.5rem auto 0;}
}

/* Vertrauensleiste */
.trust{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.trust-in{display:grid;grid-template-columns:repeat(4,1fr)}
.stat{padding:1.8rem 1.5rem;border-left:1px solid var(--line)}
.stat:first-child{border-left:0;padding-left:0}
.stat b{display:block;font-size:2.1rem;line-height:1;font-weight:700;color:var(--navy);letter-spacing:-.03em}
.stat b em{font-style:normal;color:var(--gold)}
.stat span{display:block;margin-top:.55rem;font-size:.88rem;color:var(--ink-soft);line-height:1.45}
.trust-note{max-width:none;font-size:.75rem;color:var(--ink-soft);padding:0 0 1.2rem;margin:0}
@media (max-width:860px){.trust-in{grid-template-columns:1fr 1fr}.stat{border-left:0;padding:1.3rem 0;border-top:1px solid var(--line)}.stat:nth-child(-n+2){border-top:0}}

/* Siegel-Zeile */
.seals{display:flex;flex-wrap:wrap;gap:.8rem 2.2rem;align-items:center;padding:1.6rem 0}
.seal{display:flex;align-items:center;gap:.7rem;font-size:.85rem;color:var(--ink);line-height:1.35}
.seal i{display:grid;place-items:center;width:2.6rem;height:2.6rem;border-radius:50%;border:1.5px solid var(--gold);color:var(--gold);flex:none}
.seal svg{width:1.15rem;height:1.15rem}
.seal b{display:block;color:var(--navy);font-weight:600}

/* Sektionen */
.sec{padding:5.5rem 0}
.sec-surface{background:var(--surface)}
.sec-navy{background:var(--navy);color:#cfd5ea}
.sec-navy h2,.sec-navy h3{color:#fff}
.sec-head{max-width:700px;margin-bottom:2.8rem}
.sec-head.center{margin-left:auto;margin-right:auto;text-align:center}
.sec-head.center .rule{margin-left:auto;margin-right:auto}
.sec-head.center p{margin-left:auto;margin-right:auto}

/* Anliegen-Karten */
.paths{display:grid;grid-template-columns:1fr 1fr;gap:1.6rem}
.path{position:relative;display:flex;flex-direction:column;background:#fff;border-radius:16px;box-shadow:var(--shadow);padding:2.2rem;text-decoration:none;color:var(--ink);border:1px solid var(--line);transition:border-color .2s}
.path:hover{border-color:var(--navy)}
.path .ico{width:3.2rem;height:3.2rem;border-radius:12px;background:var(--navy);color:var(--gold);display:grid;place-items:center;margin-bottom:1.3rem}
.path .ico svg{width:1.6rem;height:1.6rem}
.path .q{font-size:.9rem;color:var(--ink-soft);margin:0 0 .2rem}
.path h3{font-size:1.5rem;margin-bottom:.8rem}
.path ul{list-style:none;margin:0 0 1.8rem;padding:0;display:grid;gap:.55rem}
.path li{display:flex;gap:.6rem;align-items:flex-start;font-size:.95rem}
.path li svg{width:1.05rem;height:1.05rem;color:var(--gold);flex:none;margin-top:.3rem}
.path .go{margin-top:auto;display:inline-flex;align-items:center;gap:.5rem;font-weight:600;color:var(--navy)}
.path .go svg{width:1rem;height:1rem;transition:transform .2s}
.path:hover .go svg{transform:translateX(4px)}
@media (max-width:760px){.paths{grid-template-columns:1fr}}

/* Ablauf */
.steps{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(3,1fr);gap:1.6rem;counter-reset:s}
.steps li{counter-increment:s;background:#fff;border:1px solid var(--line);border-radius:16px;padding:2rem 1.8rem;position:relative}
.steps li::before{content:counter(s);display:grid;place-items:center;width:2.6rem;height:2.6rem;border-radius:50%;border:1.5px solid var(--gold);color:var(--gold);font-weight:600;margin-bottom:1.2rem}
.steps p{font-size:.95rem;margin:0;color:var(--ink-soft)}
@media (max-width:860px){.steps{grid-template-columns:1fr}}

/* Vergleich */
.table-scroll{overflow-x:auto;border-radius:16px;box-shadow:var(--shadow);border:1px solid var(--line);background:#fff}
.compare{width:100%;border-collapse:collapse;font-size:.95rem;min-width:620px}
.compare th,.compare td{padding:1.05rem 1.3rem;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}
.compare tr:last-child th,.compare tr:last-child td{border-bottom:0}
.compare thead th{font-size:.95rem;font-weight:600;color:var(--ink-soft);background:var(--surface)}
.compare thead th.me{background:var(--navy);color:#fff}
.compare tbody th{font-weight:600;color:var(--navy);width:24%}
.compare td.me{background:#fbf8f2;color:var(--navy);font-weight:500}
.compare td.me svg{width:1rem;height:1rem;color:var(--gold);vertical-align:-2px;margin-right:.4rem}

/* Über mich */
.about{display:grid;grid-template-columns:.85fr 1.15fr;gap:4rem;align-items:center}
.about-img{position:relative}
.about-img img{border-radius:16px;box-shadow:var(--shadow)}
.about-img::after{content:"";position:absolute;right:-14px;bottom:-14px;width:55%;height:55%;border-right:1.5px solid var(--gold);border-bottom:1.5px solid var(--gold);border-radius:0 0 18px 0;z-index:-1}
.creds{list-style:none;padding:0;margin:1.4rem 0;display:grid;gap:.7rem}
.creds li{display:flex;gap:.7rem;align-items:flex-start}
.creds li svg{width:1.15rem;height:1.15rem;color:var(--gold);flex:none;margin-top:.3rem}
.quote{font-family:var(--sig);font-style:italic;font-size:1.3rem;line-height:1.5;color:var(--navy);border-left:3px solid var(--gold);padding-left:1.2rem;margin:1.6rem 0}
@media (max-width:860px){.about{grid-template-columns:1fr;gap:2.5rem}.about-img{max-width:360px}}

.timeline{list-style:none;padding:0;margin:1.5rem 0;border-left:1.5px solid var(--line)}
.timeline li{position:relative;padding:0 0 1.4rem 1.6rem}
.timeline li::before{content:"";position:absolute;left:-.45rem;top:.45rem;width:.8rem;height:.8rem;border-radius:50%;background:#fff;border:2px solid var(--gold)}
.timeline b{display:block;color:var(--navy);font-weight:600}

/* Unterseiten */
.page-head{background:var(--navy);color:#cfd5ea;padding:3.8rem 0 3.4rem;position:relative;overflow:hidden}
.page-head::after{content:"";position:absolute;right:-80px;bottom:-60px;width:420px;height:420px;background:rgba(184,147,90,.07);clip-path:polygon(0 30%,50% 0,100% 30%,100% 100%,0 100%);pointer-events:none}
.page-head h1{color:#fff;max-width:20ch}
.page-head .lead{color:#c5cbe3}
.crumbs{font-size:.82rem;margin-bottom:1.2rem;color:#9aa3c7}
.crumbs a{color:#dfe4f4}
.content h2{margin-top:2.8rem}
.content h3{margin-top:1.8rem}
.content ul{padding-left:1.2rem}
.content li{margin:.4rem 0}
.callout{background:var(--gold-soft);border-left:3px solid var(--gold);padding:1.3rem 1.5rem;border-radius:0 12px 12px 0;margin:1.8rem 0}
.callout p:last-child,.callout ul:last-child{margin-bottom:0}
.options{display:grid;grid-template-columns:repeat(3,1fr);gap:1.2rem;margin:1.5rem 0}
.option{border:1px solid var(--line);border-radius:14px;padding:1.4rem;background:#fff;box-shadow:var(--shadow)}
.option h3{margin-top:0}
.option p{font-size:.92rem;margin:0;color:var(--ink-soft)}
@media (max-width:860px){.options{grid-template-columns:1fr}}

/* FAQ */
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;margin-bottom:.7rem;padding:0 1.3rem}
.faq details[open]{box-shadow:var(--shadow)}
.faq summary{cursor:pointer;list-style:none;padding:1.15rem 2.2rem 1.15rem 0;font-weight:600;color:var(--navy);position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"";position:absolute;right:.2rem;top:50%;width:.6rem;height:.6rem;border-right:2px solid var(--gold);border-bottom:2px solid var(--gold);transform:translateY(-70%) rotate(45deg);transition:transform .2s}
.faq details[open] summary::after{transform:translateY(-30%) rotate(-135deg)}
.faq details p{color:var(--ink-soft);padding-bottom:.4rem}

/* Kontakt */
.contact{display:grid;grid-template-columns:.9fr 1.1fr;gap:3.5rem;align-items:start}
.ways{display:grid;gap:.8rem;margin-top:1.8rem}
.way{display:flex;gap:1rem;align-items:center;border:1px solid rgba(255,255,255,.14);border-radius:14px;padding:1.1rem 1.2rem;color:#fff;text-decoration:none;transition:border-color .2s,background .2s}
.way:hover{border-color:var(--gold);background:var(--navy-2);color:#fff}
.way i{display:grid;place-items:center;width:2.8rem;height:2.8rem;border-radius:50%;background:rgba(184,147,90,.16);color:var(--gold);flex:none}
.way svg{width:1.2rem;height:1.2rem}
.way b{display:block;font-weight:600}
.way span{color:#aeb6d6;font-size:.86rem}
.contact-person{display:flex;gap:1rem;align-items:center;margin-top:2rem}
.contact-person img{width:64px;height:64px;border-radius:50%;object-fit:cover;object-position:center;border:2px solid var(--gold)}
.contact-person .sig{font-family:var(--sig);font-style:italic;font-size:1.35rem;color:#fff;line-height:1.1;display:block}
.contact-person small{color:#aeb6d6}
@media (max-width:900px){.contact{grid-template-columns:1fr}}

/* Formular */
.form{background:#fff;color:var(--ink);border-radius:18px;padding:2rem;box-shadow:0 30px 60px -20px rgba(0,0,0,.45)}
.form h3{margin-top:0;font-size:1.3rem}
.field{margin-bottom:1rem}
.field label,.field legend{display:block;font-weight:500;font-size:.88rem;margin-bottom:.35rem;color:var(--navy)}
.field .opt{font-weight:400;color:var(--ink-soft)}
.field input,.field textarea{width:100%;font:inherit;font-size:.95rem;padding:.8rem .95rem;border:1.5px solid var(--line);border-radius:10px;background:var(--surface);color:var(--ink);transition:border-color .2s,background .2s}
.field input:focus,.field textarea:focus{border-color:var(--navy);background:#fff;outline:none;box-shadow:0 0 0 4px rgba(184,147,90,.25)}
.field textarea{min-height:100px;resize:vertical}
fieldset.field{border:0;padding:0;margin:0 0 1.2rem}
.chips{display:flex;flex-wrap:wrap;gap:.5rem}
.chips label{display:inline-flex;margin:0;font-weight:500;color:var(--ink)}
.chips input{position:absolute;opacity:0;width:1px;height:1px}
.chips span{padding:.55rem 1rem;border:1.5px solid var(--line);border-radius:999px;cursor:pointer;font-size:.9rem;transition:all .2s}
.chips input:checked+span{background:var(--navy);border-color:var(--navy);color:#fff}
.chips input:focus-visible+span{outline:3px solid var(--gold);outline-offset:2px}
.two{display:grid;grid-template-columns:1fr 1fr;gap:0 1rem}
@media (max-width:520px){.two{grid-template-columns:1fr}.form{padding:1.4rem}}
.hp{position:absolute;left:-5000px}
.form-error{color:var(--err);font-weight:600;margin:.5rem 0}
.form .btn{width:100%;justify-content:center}

/* Footer */
.site-foot{background:#00052a;color:#aeb6d6;padding:4rem 0 6rem;font-size:.9rem}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:2.5rem}
.site-foot a{color:#fff;text-decoration:none}
.site-foot a:hover{text-decoration:underline}
.site-foot h4{color:#fff;font-size:1rem;font-weight:600;margin:0 0 .9rem}
.site-foot ul{list-style:none;padding:0;margin:0}
.site-foot li{margin:.45rem 0}
.foot-legal{border-top:1px solid rgba(255,255,255,.12);margin-top:3rem;padding-top:1.4rem;font-size:.78rem;color:#8b94b8;line-height:1.7}
@media (max-width:760px){.foot-grid{grid-template-columns:1fr}}

/* Mobile Kontaktleiste */
.mobile-bar{display:none}
@media (max-width:760px){
  .mobile-bar{display:grid;grid-template-columns:1fr 1fr;position:fixed;left:0;right:0;bottom:0;z-index:60;background:#fff;border-top:1px solid var(--line);padding:.55rem .7rem calc(.55rem + env(safe-area-inset-bottom));gap:.5rem;box-shadow:0 -8px 24px rgba(0,8,57,.12)}
  .mobile-bar .btn{justify-content:center;padding:.85rem .5rem}
}

/* Hervorhebung „600 Banken" */
.hl{font-weight:700;color:var(--navy);background:linear-gradient(transparent 58%,rgba(184,147,90,.35) 58%);padding:0 .12em;border-radius:2px}
.seal b.hl{display:block;width:fit-content;font-size:1.05rem;margin-bottom:.1rem}

/* USP Persönliche Betreuung */
.promise-sec .lead{color:#c5cbe3}
.promise-sec .quote{color:#fff}
.promise-list li{background:var(--navy-2)!important;border-color:rgba(255,255,255,.1)!important}
.promise-sec .promise-list i{background:rgba(184,147,90,.16)}
.promise-sec .promise-list h3{color:#fff}
.promise-sec .promise-list p{color:#b4bcda}
.promise{display:grid;grid-template-columns:.9fr 1.1fr;gap:4rem;align-items:center}
.promise-list{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:1.2rem}
.promise-list li{display:flex;flex-direction:column;gap:.9rem;background:var(--surface);border:1px solid var(--line);border-radius:16px;padding:1.6rem}
.promise-list i{display:grid;place-items:center;width:3rem;height:3rem;border-radius:12px;background:var(--navy);color:var(--gold)}
.promise-list i svg{width:1.4rem;height:1.4rem}
.promise-list h3{margin:0 0 .35rem;font-size:1.05rem}
.promise-list p{margin:0;font-size:.92rem;color:var(--ink-soft);line-height:1.6}
@media (max-width:960px){.promise{grid-template-columns:1fr;gap:2.5rem}}
@media (max-width:560px){.promise-list{grid-template-columns:1fr}}

.hero h1{font-size:clamp(2rem,3.6vw,2.9rem)}

/* ===== Überarbeitung Entwurf 8 ===== */
/* Hero-Porträt: goldene Haus-Kontur umschließt das Foto vollständig */
.portrait .photo{position:relative;isolation:isolate;margin:14px}
.portrait .photo::before,.portrait .photo::after{content:"";position:absolute;clip-path:polygon(0 21%,50% 0,100% 21%,100% 100%,0 100%)}
.portrait .photo::before{inset:-14px;background:linear-gradient(160deg,#d8bd8a,var(--gold) 45%,#9c7a45);z-index:-2}
.portrait .photo::after{inset:-12px;background:#f6f8fc;z-index:-1}
.portrait .house{clip-path:polygon(0 22%,50% 0,100% 22%,100% 100%,0 100%)}
.namecard{margin-top:-5rem}

/* Schnellstart */
.quick{border-top:3px solid var(--gold);padding:1.5rem 1.5rem 1.2rem}
.quick-head{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:baseline;gap:.3rem 1rem;margin-bottom:1rem}
.quick-head p{margin:0;font-size:1.05rem}
.quick-head span{font-size:.78rem;color:var(--ink-soft)}
.quick a{flex-direction:column;align-items:flex-start;gap:.75rem;padding:1.05rem .95rem;background:#fff;border-radius:12px;transition:border-color .2s,box-shadow .2s,transform .2s}
.quick a:hover{border-color:var(--gold);background:#fff;box-shadow:0 10px 24px -12px rgba(0,8,57,.35);transform:translateY(-2px)}
.quick a i{display:grid;place-items:center;width:2.6rem;height:2.6rem;border-radius:10px;background:var(--navy);color:var(--gold)}
.quick a i svg{width:1.3rem;height:1.3rem;color:var(--gold)}
.quick a b{display:block;font-weight:600;font-size:.93rem;line-height:1.25}
.quick a small{display:block;font-size:.76rem;font-weight:400;color:var(--ink-soft);margin-top:.2rem}
.quick .alt{display:flex;align-items:center;gap:.45rem;border-top:1px solid var(--line);padding-top:.9rem}
.quick .alt svg{width:1rem;height:1rem;color:var(--gold)}
@media (max-width:480px){.quick a{flex-direction:row;align-items:center}}

/* Über mich auf der Startseite */
.about-home .about-img{position:relative;isolation:isolate;padding:0 0 1.6rem 1.6rem}
.about-home .about-img::before{content:"";position:absolute;left:0;bottom:0;width:72%;height:78%;background:var(--navy);border-radius:18px;z-index:-1}
.about-home .about-img::after{display:none}
.about-home .about-img picture,.about-home .about-img img{position:relative;z-index:1}
.about-badge{position:absolute;z-index:2;right:-1.2rem;bottom:3rem;background:#fff;border-radius:12px;padding:.8rem 1.1rem;box-shadow:0 18px 40px -14px rgba(0,8,57,.4);border-left:3px solid var(--gold);font-size:.82rem;color:var(--ink-soft);line-height:1.4}
.about-badge b{display:block;color:var(--navy);font-size:.92rem}
.career{list-style:none;padding:0;margin:1.6rem 0 0;display:grid;grid-template-columns:repeat(3,1fr);gap:.7rem;counter-reset:none}
.career li{background:#fff;border:1px solid var(--line);border-radius:12px;padding:.9rem 1rem;position:relative}
.career li:last-child{background:var(--navy);border-color:var(--navy)}
.career b{display:block;color:var(--navy);font-size:1.05rem;font-weight:700}
.career span{font-size:.82rem;color:var(--ink-soft)}
.career li:last-child b{color:var(--gold)}
.career li:last-child span{color:#dfe4f4}
@media (max-width:860px){.about-badge{right:0}}
@media (max-width:520px){.career{grid-template-columns:1fr}}

/* Versprechen: weiße Karten auf Navy für klaren Kontrast */
.promise-list li{background:#fff!important;border:0!important;border-top:3px solid var(--gold)!important;box-shadow:0 18px 40px -18px rgba(0,0,0,.6)}
.promise-sec .promise-list i{background:var(--navy);color:var(--gold)}
.promise-sec .promise-list h3{color:var(--navy)}
.promise-sec .promise-list p{color:var(--ink-soft)}

/* Anliegen-Karten mit eigenem Button */
.path:hover{border-color:var(--line)}
.path-cta{margin-top:auto;display:flex;flex-wrap:wrap;align-items:center;gap:1rem 1.4rem}
.path-cta .go{text-decoration:none}
.path-cta .go:hover svg{transform:translateX(4px)}

/* Ablauf: Navy-Nummern, Goldlinie, weiße Karten */
.steps li{border:0;box-shadow:var(--shadow);border-top:3px solid var(--navy);padding-top:2.2rem}
.steps li::before{background:var(--navy);color:var(--gold);border:0;width:3rem;height:3rem;font-size:1.15rem;font-weight:700;margin-top:-3.7rem;box-shadow:0 0 0 6px var(--surface)}
.steps{margin-top:3.5rem}
.steps li:nth-child(2){border-top-color:var(--navy-3)}
.steps li:nth-child(3){border-top-color:var(--gold)}
.btn-row.center{justify-content:center}
.sec .btn-row.center{margin-top:2.6rem}

/* CTA-Band */
.cta-band{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:1.2rem 2rem;background:var(--navy);color:#cfd5ea;border-radius:16px;padding:1.6rem 1.8rem;margin:2.4rem 0;position:relative;overflow:hidden}
.cta-band h3{color:#fff;margin:0 0 .2rem;font-size:1.15rem}
.cta-band p{margin:0;font-size:.92rem}
.cta-band .btn-row{margin:0;position:relative;z-index:1}
.cta-band .btn-ghost{background:transparent;border-color:rgba(255,255,255,.35);color:#fff}
.cta-band .btn-ghost:hover{border-color:#fff}
.faq-cta{text-align:center;margin-top:2.2rem}
.faq-cta p{margin:0 auto;font-weight:500;color:var(--navy)}
.faq-cta .btn-row{margin-top:1rem!important}

/* Unterseiten-Kopf mit persönlicher Kontaktkarte */
.ph-grid{display:grid;grid-template-columns:1.4fr .8fr;gap:3rem;align-items:center;position:relative;z-index:1}
.ph-card{background:#fff;border-radius:16px;border-top:3px solid var(--gold);padding:1.4rem;color:var(--ink);box-shadow:0 30px 60px -25px rgba(0,0,0,.6)}
.ph-card .who{display:flex;gap:.9rem;align-items:center;margin-bottom:1rem}
.ph-card img{width:64px;height:64px;border-radius:50%;object-fit:cover;object-position:center;border:2px solid var(--gold)}
.ph-card .sig{font-family:var(--sig);font-style:italic;font-size:1.45rem;color:var(--navy);line-height:1.1;display:block}
.ph-card small{color:var(--ink-soft);font-size:.8rem}
.ph-card ul{list-style:none;margin:0 0 1.1rem;padding:.9rem 0 0;border-top:1px solid var(--line);display:grid;gap:.4rem;font-size:.86rem}
.ph-card li{display:flex;gap:.5rem;align-items:center}
.ph-card li svg{width:.95rem;height:.95rem;color:var(--gold);flex:none}
.ph-card .btn{width:100%;justify-content:center;margin-top:.5rem}
@media (max-width:900px){.ph-grid{grid-template-columns:1fr;gap:2rem}.ph-card{max-width:420px}}
.option{border-top:3px solid var(--gold)}

/* Über-mich: Bild oben im Sichtfeld halten */
.about-top{align-items:start}
.about-top .about-img{position:sticky;top:110px}
@media (max-width:860px){.about-top .about-img{position:static}}
/* Unterlagen-Checkliste */
.docs{display:grid;grid-template-columns:1fr 1fr;gap:1rem;margin:1.4rem 0}
.doc{background:#fff;border:1px solid var(--line);border-top:3px solid var(--gold);border-radius:14px;padding:1.2rem 1.3rem;box-shadow:var(--shadow)}
.doc h3{margin:0 0 .6rem;font-size:1.02rem}
.doc ul{margin:0;padding-left:1.1rem;font-size:.92rem}
.doc li{margin:.3rem 0}
.doc:last-child{grid-column:1/-1}
@media (max-width:640px){.docs{grid-template-columns:1fr}}
.docs{align-items:start}

/* Kontaktbereich hell (Champagner-Ton) – unterbricht die dunklen Flächen vor dem Footer */
.sec-contact{background:#f8f4ec;border-top:1px solid #ece3d3}
.sec-contact h2{color:var(--navy)}
.sec-contact .way{background:#fff;border:1px solid var(--line);color:var(--navy);box-shadow:var(--shadow)}
.sec-contact .way:hover{background:#fff;border-color:var(--gold);color:var(--navy)}
.sec-contact .way b{color:var(--navy)}
.sec-contact .way span{color:var(--ink-soft)}
.sec-contact .way i{background:var(--navy);color:var(--gold)}
.sec-contact .contact-person .sig{color:var(--navy)}
.sec-contact .contact-person small{color:var(--ink-soft)}
.sec-contact .form{border-top:3px solid var(--gold);box-shadow:0 30px 60px -28px rgba(0,8,57,.35)}
.site-foot{padding-bottom:2.5rem}
@media (max-width:760px){.site-foot{padding-bottom:6rem}}

/* ===== Button-System (Entwurf 11) =====
   Gold = Hauptaktion (helles Gold, Navy-Schrift: Kontrast 7:1, auf Navy- und hellen Flächen gut sichtbar)
   Grau = Alternative (z. B. Telefon, „Mehr erfahren“) */
.btn-gold{background:linear-gradient(135deg,#dcc088 0%,#c9a463 55%,#b8935a 100%);color:var(--navy);border:0;box-shadow:0 8px 20px -10px rgba(140,106,47,.75)}
.btn-gold:hover{background:linear-gradient(135deg,#d2b277 0%,#bd9655 60%,#a9844b 100%);color:var(--navy);box-shadow:0 10px 24px -10px rgba(140,106,47,.9)}
.btn-gold svg{color:var(--navy)}
.btn-ghost{background:#eef1f7;border:1px solid #dde2ec;color:var(--navy)}
.btn-ghost:hover{background:#e2e7f1;border-color:#cdd4e3;color:var(--navy)}
.on-navy .btn-ghost,.cta-band .btn-ghost{background:#eef1f7;border:1px solid #eef1f7;color:var(--navy)}
.on-navy .btn-ghost:hover,.cta-band .btn-ghost:hover{background:#fff;border-color:#fff;color:var(--navy)}
.btn-ghost svg{color:var(--navy)}

/* Bilder in Anliegen-Karten und im Inhalt (Entwurf 13) */
.path.has-img{padding-top:0;overflow:hidden}
.path-img{margin:0 -2.2rem 1.6rem;aspect-ratio:16/8;overflow:hidden;border-bottom:3px solid var(--gold)}
.path-img img{width:100%;height:100%;object-fit:cover;transition:transform .5s}
.path.has-img:hover .path-img img{transform:scale(1.03)}
.path.has-img .ico{margin-top:-3.4rem;position:relative;z-index:1;box-shadow:0 0 0 5px #fff}
.figure{margin:1.8rem 0}
.figure img{width:100%;border-radius:16px;box-shadow:var(--shadow);aspect-ratio:16/9;object-fit:cover}
/* Was passiert nach Ihrer Anfrage? */
.next{margin-top:1.8rem;background:#fff;border:1px solid var(--line);border-radius:14px;padding:1.2rem 1.3rem}
.next-h{margin:0 0 .8rem;font-weight:600;color:var(--navy)}
.next ol{list-style:none;margin:0;padding:0;display:grid;gap:.75rem;counter-reset:n}
.next li{counter-increment:n;display:grid;grid-template-columns:2rem 1fr;column-gap:.7rem;font-size:.88rem;line-height:1.45;color:var(--ink-soft)}
.next li::before{content:counter(n);grid-row:span 2;display:grid;place-items:center;width:2rem;height:2rem;border-radius:50%;background:var(--navy);color:var(--gold);font-weight:700;font-size:.85rem}
.next li b{color:var(--navy);font-weight:600;font-size:.92rem}
.path-img img[src*="familie"],.path-img picture img{object-position:center 20%}
.figure img[src*="familie"]{object-position:center 25%}

/* Kontaktseite: großes Porträt im Kopf */
.ph-contact{padding-bottom:0}
.ph-contact .ph-grid{align-items:end}
.ph-contact .ph-grid>div:first-child{padding-bottom:3.4rem}
.ph-portrait{position:relative;justify-self:end;width:min(380px,100%)}
.ph-photo{border-radius:18px 18px 0 0;overflow:hidden;border:3px solid var(--gold);border-bottom:0;aspect-ratio:4/4.3;background:#e8ebf2}
.ph-photo img{width:100%;height:100%;object-fit:cover;object-position:center 12%}
.ph-name{position:absolute;left:-2rem;bottom:1.6rem;background:#fff;border-radius:12px;border-top:3px solid var(--gold);padding:.8rem 1.1rem;box-shadow:0 24px 48px -16px rgba(0,0,0,.55);max-width:260px}
.ph-name .sig{display:block;font-family:var(--sig);font-style:italic;font-size:1.5rem;color:var(--navy);line-height:1.1}
.ph-name small{display:block;color:var(--ink-soft);font-size:.8rem;line-height:1.4;margin-top:.25rem}
@media (max-width:900px){.ph-portrait{justify-self:center}.ph-name{left:.5rem}.ph-contact .ph-grid>div:first-child{padding-bottom:0}}